What Did They Get? Build the Lockdown Plan
Check off everything the scammer got or touched, and get the exact lockdown sequence — what happens in the next hour, today, this week, and what to watch for 90 days. Runs entirely in your browser; nothing is stored.
This tool needs JavaScript. The essentials without it: call the bank’s fraud line, freeze credit at all three bureaus, change the email password from a clean device, and report at ReportFraud.ftc.gov.
Why this order
If you gave your information to a scammer — or you’re the one cleaning up after your parent did — the order of operations matters more than the number of steps. Money and live account access come first because those windows close in hours. Identity moves like the credit freeze and the IRS PIN come the same day because new-account fraud takes days to spin up. The watching phase exists because stolen numbers get used weeks later, and because victim lists get resold to the next crew.
The plan this tool builds is the same sequence I ran for my own family, written down so nobody has to improvise it at 11 p.m. Two companion pages do the rest: if money already moved, work the first-24-hours checklist alongside this one, and if a new suspicious message shows up mid-cleanup — it will — run it through the Scam Checker before anyone answers. And once the cleanup settles, print the Fridge Sheet so the household plan survives the next call.
One honest note: no checklist undoes what was shared. What it does is close every door that’s still open, and it closes the expensive ones first. If you gave information to a scammer an hour ago, you’re early — start at the top.